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Privacy Policy

 

 

FACTS WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.                                  
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

*Social Security number and Payment History

* Transaction History and Overdraft History

*Account Transactions and Checking Account Information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First State Bank share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you No No
For joint marketing with other financial companies No We don’t share
 For our affiliates’ everyday business purposes— information about your transactions and experience No We don't share
 For our affiliates’ everyday business purposes— information about your creditworthiness No No
For nonaffiliates to market to you No No
Questions? Call 580-933-4201 or go to www.fsbvalliant.com

 

Who we are  
Who is providing this notice? First State Bank
What we do  
How does First State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does First State Bank collect my personal information?

We collect your personal information, for example, when you

*Open an account or Deposit money

*Apply for a loan or Use your credit or debit card

*Provide account information

Why can’t I limit all sharing?

Federal law gives you the right to limit only

*sharing for affiliates’ everyday business purposes—information about your creditworthiness

*affiliates from using your information to market to you

*sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

*First State Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

*First State Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

*First State Bank does not jointly market.

Other important information