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First State Bank

Kasasa Cash Back Checking

Details

 
  • Free Checking that pays you back
  • 1.75% cash back on debit card purchases
  • Cash back earned on up to $300 in purchases monthly
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free eStatements
  • $100 minimum deposit to open
 

It's Easy to Qualify


To earn rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 12 debit card purchases post and settle
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
 
 
And if you don't meet these qualifications, don't worry. 
Your Kasasa Cash Back account is still free. Plus, you can get right back to earning cash rewards the very next cycle that you qualify. 
 
  

Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 12 debit card purchases
  • Be enrolled in and have agreed to receive e-statements rather than paper statements

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website at www.fsbvalliant.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 1.750% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $5.25 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. 100.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per SSN/TIN There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.



 

 

 

Monthly Qualification Cycle

 

Statement Cycle

Month

Year

 

Begin

End

 

Begin

End

January

2020

 

12/18/2019

01/14/2020

 

12/19/2019

01/15/2020

February

2020

 

01/15/2020

02/18/2020

 

01/16/2020

02/19/2020

March

2020

 

02/19/2020

03/17/2020

 

02/20/2020

03/18/2020

April

2020

 

03/18/2020

04/14/2020

 

03/19/2020

04/15/2020

May

2020

 

04/15/2020

05/19/2020

 

04/16/2020

05/20/2020

June

2020

 

05/20/2020

06/16/2020

 

05/21/2020

06/17/2020

July

2020

 

06/17/2020

07/14/2020

 

06/18/2020

07/15/2020

August

2020

 

07/15/2020

08/18/2020

 

07/16/2020

08/19/2020

September

2020

 

08/19/2020

09/15/2020

 

08/20/2020

09/16/2020

October

2020

 

09/16/2020

10/20/2020

 

09/17/2020

10/21/2020

November

2020

 

10/21/2020

11/17/2020

 

10/22/2020

11/18/2020

December

2020

 

11/18/2020

12/15/2020

 

11/19/2020

12/16/2020

January

2021

 

12/16/2020

01/19/2021

 

12/17/2020

01/20/2021

February

2021

 

01/20/2021

02/16/2021

 

01/21/2021

02/17/2021

March

2021

 

02/17/2021

03/16/2021

 

02/18/2021

03/17/2021

April

2021

 

03/17/2021

04/20/2021

 

03/18/2021

04/21/2021

May

2021

 

04/21/2021

05/18/2021

 

04/22/2021

05/19/2021

June

2021

 

05/19/2021

06/15/2021

 

05/20/2021

06/16/2021

July

2021

 

06/16/2021

07/20/2021

 

06/17/2021

07/21/2021

August

2021

 

07/21/2021

08/17/2021

 

07/22/2021

08/18/2021

September

2021

 

08/18/2021

09/14/2021

 

08/19/2021

09/15/2021

October

2021

 

09/15/2021

10/19/2021

 

09/16/2021

10/20/2021

November

2021

 

10/20/2021

11/16/2021

 

10/21/2021

11/17/2021

December

2021

 

11/17/2021

12/14/2021

 

11/18/2021

12/15/2021

 
Mobile devices 

Mobile App


On the move a lot? We’ve got you covered with our mobile app! Make deposits, transfer funds and check your balance, right from your tablet or mobile  device.
 
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